Need an appraisal in Westchester County, Putnam County or Dutchess County?

The top 7 reasons why NY homeowners use Castle Appraisals:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge property tax assessments and file grievances
  3. To reduce your monthly mortgage payment by removing PMI
  4. Mortgage financing for purchases, refinances or home equity line of credit (HELOCs)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate

Need help deciding the value of your home in Westchester, Putnam or Dutchess County, NY?
Contact Castle Appraisals

At Castle Appraisals, we understand the unique needs of a customer in need of appraisal services. Our usual business clients understand the appraisal process and the usual "products" we deliver to them. Being a person not in the real estate industry that probably doesn't look at appraisals every day, you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are veterans in helping customers just like you abolish unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Castle Appraisals is your number one weapon.

Recently got a freeze your HELOC?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Castle Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for precision, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Castle Appraisals offers field reviews where we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Castle Appraisals can assist you. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.